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Junior ISA


Our tax-efficient Junior ISA could help make your client’s hopes and dreams for their children come true

Key features of the Shepherds Friendly

Junior ISA

  • Open a plan from £10 a month - for any child under 18 who doesn't have a Child Trust Fund in their name
  • Flexible and accessible – clients can stop, start, raise or lower their investment levels whenever they wish
  • Growth occurs through a share of the Shepherds Friendly With-Profits fund, free from income tax and capital gains tax – giving great potential for long-term growth
  • Any family member or family friend can contribute – making this plan an ideal vehicle for birthday or Christmas cash gifts
  • Invested in stocks and shares – with the aim of achieving higher growth in the long-term than cash-based ISAs

Further information

Our Junior ISA gives your clients the opportunity to enjoy a savings plan that is free from income tax and capital gains tax. Whether to help provide cash for their first car, or to start saving for a deposit for their first home, family members and their friends can start saving for a child they love with our Junior ISA.

IMPORTANT THINGS TO CONSIDER

  • Value of the Junior ISA depends on the future performance of the investments held in the fund and the bonuses we distribute from any profits arising from these investments
  • HM Revenue and Customs may change the tax status of a Junior ISA in the future
  • Inflation may affect the purchasing value of the investment in the future
  • The child may get back less than has been paid in (Please see MVR section in the Key Features for details)
  • This plan cannot be stopped or cashed in until the child is 18

To apply for a Junior ISA please call us on 0161 495 6495 or apply online today.