Please note: Due to COVID-19 our team is now working remotely and experiencing more telephone and postal enquiries than usual. For your convenience, we recommend you email [email protected]. Find out more.

Over 50s Life Insurance

Guaranteed acceptance life insurance with added extras, including funeral benefit and bereavement support for your client's family.

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Main features of our Over 50s Life Insurance plan:





  • Guaranteed acceptance
  • For those aged between 50 and 80, with no medical questions asked
  • Fixed cash lump sum
  • Paid to the client’s family, that we will never reduce unless the client chooses to reduce their monthly premium
  • Flexibility in what they pay
  • The client can choose to reduce their monthly premium if needed, and take out multiple plans to increase the total level of cover
  • Funeral benefit option
  • The client can receive an extra £300 towards the cost of their funeral by choosing Golden Charter to take care of the day
  • Access to National Bereavement Service
  • The client’s family will receive counselling, guidance and support