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Over 50s Life Insurance


Defaqto 5 Star rated life insurance to help with funeral costs and other expenses

Main features of our Over 50s Life Insurance plan:


  • Guaranteed acceptance
  • For those aged between 50 and 80, with no medical questions asked
  • Fixed cash lump sum
  • Paid to the client’s family, that we will never reduce unless the client chooses to reduce their monthly premium
  • Flexibility in what they pay
  • The client can choose to reduce their monthly premium if needed, and take out multiple plans to increase the total level of cover
  • Funeral benefit option
  • The client can receive an extra £300 towards the cost of their funeral by choosing Golden Charter to take care of the day
  • Access to National Bereavement Service
  • The client’s family will receive counselling, guidance and support

Further information

For more information on our Over 50s Life Insurance plan please click here to visit our Product Literature page or call our Business Development Team on 0161 495 6495.