Sustainable Stocks & Shares ISA

Out Flexible tax-efficient Sustainable ISA could help your client invest in a more sustainable future for the world.

Apply online

Key features of the Shepherds Friendly Sustainable Stocks & Shares ISA

  • Our Sustainable Stocks & Shares ISA has been created to help members grow their money while knowing they are contributing towards a fund which is aligned to their sustainable values
  • The fund invests with companies that directly contribute towards a more sustainable future through their ESG focus (Environmental, Social, Governance)
  • Any money is invested into the Sustainable Diversified Trust Fund, which is actively managed by Royal London, and aims to grow your clients savings by only investing in companies that make a positive contribution to society.
  • The plan is a With-Profits investment with a medium risk rating, which aims to smooth the returns over the medium to long-term, therefore aiming to mitigate the risks of any sharp falls in the market.
  • Sustainable and ESG Investing is an area that has seen positive growth in the past 10 years
  • Transfers-in are accepted on completion of a transfer form
  • Invest up to their maximum annual ISA allowance
  • Combine with their Help to Buy or Cash ISA – offering clients an additional tax-efficient savings opportunity
  • Monthly investments from £30 a month and/or lump sums of £100 for your first payment
  • Flexible and accessible – clients can stop, start, raise or lower their investment levels whenever they wish
  • Withdrawals available at any time, subject to a minimum remaining balance in the ISA of £30
  • Invested in Stocks and Shares – long-term aim of achieving higher growth than cash-based ISAs

Important things to consider

  • Past performance cannot be taken as a guarantee of future returns. Bonus rates vary from year to year depending on the performance of our investments and in some years we may not pay out any at all.
  • HM Revenue and Customs may change the tax status of an ISA in the future.
  • Inflation and making regular withdrawals may affect the purchasing value of your investment in the future.
  • If you have been invested through periods of poor investment performance, and you leave the fund, you may get back less than the current value of your plan. This is known as a Market Value Reduction (MVR)

Our Sustainable Stocks and Shares ISA offers your clients a tax-efficient way to save for their future. The money they invest and its growth are free from income tax and capital gains tax. Access to their cash at any time, as well as the lump sum at the end of the plan, are also tax-free. Applying is quick and easy and transfers-in are accepted. Following the 2015 rule changes, clients can choose to spread their total allowance across a mix of stocks and shares and cash ISAs or invest the total allowance in one or the other.

To apply for a Shepherds Friendly Sustainlable Stocks and Shares ISA please call us on 0161 495 6495 or apply online today.